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Is it discrimination to cancel a customer’s checking account for their bad credit? ING Direct has done so to Nick, who emailed the Consumerist - a complaint forwarded to the ING Direct ombudsman. ING Direct has closed his Electric Orange account, a checking account ... Evidently, ING Direct performs periodic checking account reviews and will close accounts from customers who may abuse their overdraft protection based on credit reports. Nick admitted he had been “living in” the $1,000 overdraft protection (more like a cash advance). That could have triggered the account review. ING Direct Closed Customer's Account Due to Bad Credit

 
 
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